Save Money.....
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Lease
Why Lease?
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Eight out of ten companies lease some or all of their equipment, according to industry research. Why do they lease? Because the flexibility provided by leasing allows them to have the most effective operation possible. Companies that lease tend to be the most entrepreneurial and competitive. Why should you consider leasing?
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Leasing is Flexible
With leasing, you are able to customize a program to address your needs and requirements - cash flow, budget, transaction structure, cyclical fluctuations, etc. For example, some leases allow you to miss one or more payments without a penalty, an important feature for seasonal businesses.
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100% Financing
There is very little money down with leasing - typically the first and last month's payment are due at the time of lease signing. Since a lease does not require a down payment, it is equivalent to 100% financing.
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Leasing is Fast & Convenient
Leasing allows you to add equipment or upgrade equipment under similar terms. Leasing can also allow you to respond quickly to new opportunities with minimal documentation. Credit decisions are usually made same day.
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Tax Benefits
The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can deduct the lease payments from your business income. Also, because lease payments are treated as expenses on a company's income statement, equipment does not have to be depreciated over five to seven years.
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Improves Cash Flow
Lease payments are historically lower than loan payments, hence conserving cash for other uses. Also, by leasing equipment you know the amount and number of lease payments over the life of the leasing period, so you can accurately forecast cash requirements for your equipment.
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Manage Obsolescence
A lease allows equipment to be returned to the lessor at the end of the lease term. You can then upgrade equipment without having to manage disposal and other ownership burdens. The risk of getting caught with obsolete equipment is lessened.
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Balance Sheet Management
Because an operating lease is not considered a long-term debt or liability, it does not appear as debt on your balance sheet, thus making you more attractive to traditional lenders when you need them.
$1 Buyout Lease
$1 Buyout lease allows you to take ownership of the equipment at the end of the lease term for the nominal charge of one dollar. Depending on your business, this lease may qualify for tax benefits as a capital expense.
Fair Market Value (FMV) Lease
Compared to $1 Buyout Lease, the FMV lease traditionally has a lower monthly payment. At the end of the term of the lease you may return, upgrade, continue leasing, or purchase the equipment for the fair market value of the equipment. FMV leases typically offer tax benefits as an operating expense. The nicest advantage of a FMV lease is that this allows your business to stay current with the latest technology.
Financing To Fit Your Needs
At ZÜE Color we work the industries best lenders. The two most popular types of leases are Dollar Buyout ($1 Buyout) & Fair Market Value (FMV) Leases. There are many choices & options.
